Privacy Policy

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**Privacy Policy for Riding with Rolly**  

**Last Updated:** 25th June 2025 | **Effective Date:** 25 June 2025 

**1. Introduction**  

Riding with Rolly ("we," "us," or "our") is an independent financing specialist affiliated with Windermere Chrysler & Drive Financial. We assist clients in securing financing for **both automotive and powersports vehicles** (motorcycles, ATVs, RVs, boats, etc.) through our dealership partners. This policy outlines how we collect, use, and protect your personal information. By using our services, you consent to these practices.  

**2. Information We Collect**  

To process your financing application, we collect:  

- **Personal Details:** Full name, date of birth, contact info (phone/email/address), driver’s license number.  

- **Financial Details:** Social Security Number (SSN), income/pay stubs, credit history, bank account info, existing debts.  

- **Vehicle-Specific Data:**  

  - *For Autos:* Make, model, VIN, mileage.  

  - *For Powersports:* Type (ATV/motorcycle/RV/boat), usage (recreational/commercial), and trailer details (if applicable).  

- **Technical Data:** IP address, device info, and website interactions (via forms or cookies).  

**3. How We Collect Information**  
- **Directly:** Through our website, email, phone, or in-person consultations.  
- **Third Parties:** Credit bureaus (Equifax, TransUnion), lenders, dealership partners, and identity verification services.  
- **Automatically:** Via website cookies and analytics tools.  

**4. How We Use Your Information**  
We use data exclusively to:  
- Submit financing applications to lenders/dealerships for **both autos and powersports**.  
- Verify identity, income, and creditworthiness.  
- Communicate application updates and vehicle options.  
- Improve our services and comply with laws (e.g., anti-fraud regulations).  

**5. Information Sharing**  
We disclose data only as required:  
- **Lenders & Dealerships:** To secure approvals for your chosen vehicle type.  
- **Credit Bureaus:** For credit checks (with consent).  
- **Service Providers:** Secure cloud storage, IT support, or document processing.  
- **Legal Compliance:** In response to subpoenas or regulatory requests.  
**We never sell your data for marketing.**  

**6. Data Security**  
We protect your information using:  
- **Encryption:** SSL/TLS for online data transfers.  
- **Access Controls:** Strict role-based access for staff.  
- **Physical Safeguards:** Locked storage for physical documents.  
- **Training:** Regular privacy training for our team.  

**7. Data Retention**  
We retain your information:  
- For the duration of your application process.  
- To meet legal obligations (typically 5–7 years).  
- Securely destroy unnecessary data upon request.  

**8. Your Rights**  
You may:  
- Access, correct, or request a copy of your data.  
- Withdraw consent (may impact financing progress).  
- Opt out of marketing (use "unsubscribe" in emails).  
- Request deletion of non-essential data.  
Contact us at [Email/Phone] to exercise these rights.  

**9. Cookies & Tracking**  
Our website uses cookies to:  
- Save form progress (e.g., multi-step applications).  
- Analyze traffic via tools like Google Analytics (anonymous data only).  
Adjust settings via your browser to disable cookies.  

**10. Policy Updates**  
Changes will be posted here with a revised "Last Updated" date. Continued use constitutes acceptance.  

**11. Contact Us**  
For questions or requests:  
- **Email:** ridingwithrolly@gmail.com
- **Phone:** 780-782-4744  

**Regulatory Compliance:**  
We adhere to the AMVIC, and applicable provincial laws for powersports/auto financing.